License GuideSOC 13-2022

Real Estate Appraiser (General)
License.

A property appraiser estimates the monetary value of tangible assets like jewelry, art, antiques, collectibles, and equipment. Some appraisers also assess land. They examine condition, rarity, market demand, and comparable sales to determine fair value. Appraisers prepare written reports documenting their findings and methodology. Their assessments inform insurance claims, estate settlements, sales transactions, and tax purposes. The work requires expertise in specific asset categories, access to market data, and the ability to communicate valuations clearly to clients, attorneys, and financial institutions.

At a Glance

Everything a Real Estate Appraiser (General) needs to know.

The Work
What you actually do

Licensed real estate appraiser (general)s are regulated at the state level. Every state sets its own education, exam, and experience requirements.

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A property appraiser estimates the monetary value of tangible assets like jewelry, art, antiques, collectibles, and equipment. Some appraisers also assess land. They examine condition, rarity, market demand, and comparable sales to determine fair value. Appraisers prepare written reports documenting their findings and methodology. Their assessments inform insurance claims, estate settlements, sales transactions, and tax purposes. The work requires expertise in specific asset categories, access to market data, and the ability to communicate valuations clearly to clients, attorneys, and financial institutions.

The Exam
Two-part proctored test

Most states require a national or state-administered exam covering real estate appraiser (general) knowledge, ethics, and state law.

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You'll face two exam sections: a national portion covering core appraisal principles and practices, plus a state-specific section on local laws and regulations. Most states contract with testing vendors like PSI, Pearson VUE, or Prometric to administer the exam. You take both sections on the same day. Pass rates vary by state, but you typically need to score 70 to 75 percent to pass. Check your state's appraiser board for exact passing scores and retake policies.

Renewal
Keeping it active

Continuing education is required between renewals in almost every state. Hours and topics vary by board.

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Most states require real estate appraisers to complete continuing education hours before license renewal. The exact number of hours and required topics differ by state. Common requirements include ethics training and updates on state law. Check your state's appraisal board for your specific hours and deadlines.

Is This For You
Who fits this career

Strong candidates for the real estate appraiser (general) role combine the technical knowledge tested on the exam with judgment and communication skills you build through supervised experience.

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You need technical expertise to pass the appraisal exam, but that's only half the job. The work itself demands careful judgment: you'll weigh competing factors, defend valuations, and explain your reasoning to clients who may disagree. Communication matters constantly. You'll write detailed reports, discuss findings with lenders and agents, and testify in disputes. The role suits people who think systematically, stay organized under pressure, and can translate numbers into clear language. Supervised experience teaches you how theory plays out in actual properties and transactions.

Unlicensed Risk
Practicing without a license

Practicing as a real estate appraiser (general) without an active license is illegal in every state. Typical penalties include civil fines, forfeited income, and in some states criminal charges on repeat offenses.

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Unlicensed real estate appraisal work violates state law across the country. Those caught practicing without an active license face civil fines and must forfeit any income earned. Repeat offenders may face criminal charges in certain states, though sentences are typically short. Enforcement varies by state but applies universally.

Career Outlook
+3.6% projected

Employment change 2024 to 2034.

The Path

How to Get a Real Estate Appraiser (General) License.

You'll follow a consistent pathway across most states. First, complete accredited education in your field. Then pass a national or state exam. Next, gain supervised experience under a licensed professional. You'll undergo a background check. Finally, maintain your license through continuing education before each renewal. The exact hours, degree requirements, and experience minimums differ by state, so verify your state's specific rules before starting.

1
Meet education requirements
Most states require a bachelor's degree with specific coursework relevant to the real estate appraiser (general) role.
2
Complete qualifying experience
Supervised experience under a licensed practitioner is required in most states, with hours verified by the supervising professional.
3
Pass the uniform or national exam
The national exam is typically administered by a central testing vendor and accepted across most states.
4
Submit fingerprints and background check
Most boards collect electronic fingerprints through IdentoGO, Fieldprint, or a similar vendor and run a state and federal background check.
5
Apply for the license
Submit the state application with transcripts, exam scores, experience verification, and fees. Processing runs a few days to several months depending on state and board.
6
Pay fees and activate
Once approved, you pay the initial license fee, post any required bond or insurance, and the state issues your license number.
7
Track renewals and continuing education
Most licenses renew every one to three years with a set amount of continuing education. Missing CE or renewal deadlines risks license inactivation.
Timeline

How long it takes.

Background check and exam scheduling
2 to 6 weeks
License issuance after passing
Few days to several weeks
State processing times vary widely.
Cost Breakdown

What it costs out of pocket.

Application and license fee
Paid to the state board at submission. Varies widely by state.
$50 to $500
Fingerprint and background check
Flat vendor fee set by the state.
$40 to $120
Exam fee
Paid to the testing vendor when you schedule.
$50 to $400
Professional liability insurance
Annual policy. Required or strongly recommended in most states.
$300 to $2,500
Compensation

What Real Estate Appraiser (General)s Earn.

National annual wage by percentile.

Bottom 10%
$38k
25th percentile
$49k
Median
$65k
75th percentile
$91k
Top 10%
$123k
Resources

Where to train, certify, and connect.

Optional next steps once your Real Estate Appraiser (General) license is active.

Core
National Uniform Licensing and Certification Examination
The Appraisal Foundation
Core
Personal Property Appraiser
The Appraisal Foundation
State vs State

Compare any two states.

Pre-license hours and fees vary widely. Pick two states to see the gap.

Left
Right
Varies
Pre-license hours
Varies
Varies
Exam fee
Varies
Varies
License fee
Varies
State Board of Equalization
Issuing board
Texas Appraiser Licensing and Certification Board
Frequently Asked

Questions people ask.

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